The Worst Things You Can Buy in GTA Online (Money Traps to Avoid)

Making millions of dollars in Los Santos takes serious time, grinding, and smart strategic investments. Unfortunately, Rockstar’s in-game websites are flooded with glamorous luxury items, useless vanity toys, and outdated businesses designed specifically to part you from your hard-earned cash.

If you aren’t careful, you can easily blow millions on items with zero tactical utility or that actively sabotage your business operations. To protect your bank balance, here are the worst money traps you should never buy in GTA Online.

1. The Buckingham Luxor Deluxe & Swift Deluxe ($10M Gold Jet)

If there is a universal symbol of regret in Los Santos, it is the solid gold private jet.

The Cost: A staggering $10,000,000 for the Luxor Deluxe (and roughly $5.15M for the Swift Deluxe helicopter).
Why It’s a Trap: Aside from letting you and your friends sit inside drinking champagne while staring at text menus, these vehicles perform identically to their standard, fraction-of-the-price counterparts. They offer zero offensive weapons, terrible maneuverability compared to military-grade choppers like the Sparrow or Akula, and cannot be spawned anywhere near you. It is the ultimate noob-bait vanity purchase.

2. The Document Forgery Office (MC Business)

When building out your passive income network, it’s tempting to buy every biker business available. Stop right there.

The Cost: ~$1,235,000 baseline purchase plus upgrade costs.
Why It’s a Trap: Out of all the Motorcycle Club businesses, Document Forgery has the absolute worst profit margin in the entire game. It takes a frustratingly long time to manufacture stock, and the final payout is so low that it barely covers the cost of buying supplies. As detailed in our ultimate GTA Online passive income guide, you should strictly stick to Cocaine, Meth, and Cash Creation—and leave Document Forgery collecting digital dust.

3. The Mule Custom (Nightclub Delivery Vehicle)

This is a trap that catches many players off guard because it involves a technical glitch in game logic rather than a high price tag.

The Cost: ~$95,000 from Warstock Cache & Carry.
Why It’s a Trap: When setting up your Nightclub basement, you are given the option to buy three delivery vans: the Speedo Custom, the Mule Custom, and the Pounder Custom. Do not buy the Mule Custom. The Pounder Custom can handle almost every tier of cargo sale single-handedly. However, if you purchase the Mule Custom, the game forces you to use it for mid-sized sales—which are slower, harder to drive, and block you from using the superior Pounder. Once bought, you cannot sell or remove it from your garage.

4. The Orbital Cannon Facility Upgrade

The Orbital Cannon is marketed as the ultimate weapon of mass destruction, but from an economic and practical standpoint, it is a bottomless financial pit.

The Cost: $900,000 just to install inside a Facility, plus $500,000 to $750,000 per single shot.
Why It’s a Trap: Unless you are a billionaire with money to burn purely for trolling griefers in public lobbies, firing the Orbital Cannon is an astronomical waste of cash. A single click costs more than an entire Cayo Perico heist setup profit, making it the most expensive novelty toy in gaming history.

5. The Galaxy Superyacht

Cruising past a floating luxury palace looks impressive until you realize what you actually get for your eight-figure investment.

The Cost: $6,000,000 to $10,000,000+ depending on the model and upgrades.
Why It’s a Trap: While the Superyacht functions as a cool mobile spawn point and unlocks periodic co-op missions, it sits completely stationary in the ocean and offers virtually no active gameplay utility for grinding cash. Once the novelty of turning on the yacht air defense system wears off, it becomes an expensive digital paperweight.

Spend Your Millions Wisely

Before dropping millions on vanity items, make sure your capital is working for you. If you want to invest your cash where it actually counts, skip these traps and check out our guides on essential GTA 5 money-making investments and the best solo grinding methods